Community Housing Impact & Preservation (CHIP) Program
Home Repair Program
This grant program is designed to assist eligible low-to-moderate income (see income guideline below) homeowners to make emergency or non-emergency repairs that are considered Health and Safety concern according to the program’s rules and regulation. The grant covers single projects such as septic repairs, leaking roofs, heating systems, etc. This grant is available as long as funding allows.
Private Owner Rehabilitation Program
This program helps homeowners with rehabilitating single family homes. A single rehabilitation may entail several projects, such as plumbing upgrades, roof repairs, removal of lead-based paint, siding, electrical upgrades, and other repairs needed to eliminate health and safety concerns according to program rules and regulations. Homeowners who qualify (see income guideline below) will receive a five year deferred interest free loan to make repairs. 17% of the loan is forgiven each year for five years, the remaining 15% is only due once the owner sells or no longer resides in the home.
Rental Rehabilitation Program
The Rental Rehabilitation Program is designed and made available to landlords who agree to rent to tenants earning less than 80% area median income, and rent unit at fair market rent. Landlords cover 25% of the project hard costs. The remaining 75% is covered by a 5-15 year forgivable loan completely forgiven at the end of the affordability period.
Income Guideline
| Household Size | Income |
| 1 | $48,900 |
| 2 | $55,900 |
| 3 | $62,900 |
| 4 | $69,850 |
| 5 | $75,450 |
| 6 | $81,050 |
| 7 | $86,650 |
| 8 | $92,250 |
Fair Housing
Please click on link to see the Wayne, Wooster, Orrville CHIP Program Fair Housing Resource Sheet
City of Wooster’s Fair Housing Program
Fair Housing for Wayne County
330-287-5420
Frequently Asked Questions (FAQ):
| If I have one or two small projects, which application should I apply for? | Home Repair |
| If I have more than two projects, which application should I apply for? | Private Owner Rehabilitation |
| I have a Rental units which application should I apply for? | Rental Rehabilitation |
| Do I have to own my home in order to apply? | Yes, the home must be deeded in your name |
| Can I apply if I have a land contract or rent to own? | No, unfortunately the program’s rules do not allow us to assist in these situations |
| Can I apply if I own a mobile home but rent my lot? | No, our program rules state mobile homes must be permanently supported on a lot owned by the occupant. Wheels, tires, temporary axles, and toe tongues removed, on a permanent foundation, and taxed as real estate. |
Please see applications below. All original applications with original signatures must be returned to our office with all required documents listed on page 3 of the applications.
Private Owner Rehabilitation Application pdf
Rental Rehabilitation Application pdf
If interested in learning more about the CHIP Program visit our office at
345 North Market Street, Wooster, Ohio 44691
Phone: 330-264-2727
E-mail: Tanya Sargeant
